Guelph is known for its friendly community feel, strong local economy, and beautiful neighbourhoods, Guelph continues to be one of the best cities in Ontario for first-time homebuyers.

Whether you’re just starting to explore or getting ready to make an offer, here are a few key tips to help make your first home purchase a success — and why Guelph might be the perfect place to start your homeownership journey.

Before starting your search, it’s important to get pre-approved for a mortgage. This helps you set a realistic budget and gives you a clear sense of what’s possible.

💡 Why Guelph? Compared to nearby markets like Mississauga, Kitchener-Waterloo, or the GTA, Guelph often offers more value for your dollar — with beautiful homes, lower property taxes, and excellent resale potential.

Guelph has a neighbourhood for everyone. South Guelph offers newer developments, great schools, and family-friendly parks; the Downtown core is perfect for those who love cafés, heritage charm, and walkability; while the East End provides quiet streets and excellent access to nature.

💡 Pro tip: Spend a weekend exploring different areas — stop by local markets, walk the trails, and visit local coffee shops to get a feel for the vibe.

There are several programs designed to help new buyers get into the market:

First-Time Home Buyer Incentive (CMHC)

Home Buyers’ Plan (HBP) – use your RRSP savings toward your down payment

Land Transfer Tax Refund for first-time buyers in Ontario

💡 Why Guelph? With Guelph’s strong housing market and steady appreciation, getting in early can be a smart long-term investment.

Remember to budget for closing costs, moving expenses, and any immediate upgrades you might want.

💡 Good news: Many homes in Guelph are move-in ready and located in well-maintained communities, making it easier for first-time buyers to settle in without major renovations.

Buying your first home can feel overwhelming, but the right guidance makes all the difference. A local real estate team can help you navigate the market, negotiate the best deal, and find the home that truly fits your goals.

💡 Why DiLoreto & Co.? Our team lives and works right here in Guelph — we know the neighbourhoods, the hidden gems, and the little details that make this city so special.

At DiLoreto & Co., we love helping first-time buyers take that exciting first step. From understanding your options to finding your perfect property, we’re here to guide you every step of the way.

📞 Contact us today to start your Guelph home search with confidence!